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- You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.
- You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.
- You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
- You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
- You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
- You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
- You have the RIGHT to ask questions about charges and loan terms that you do not understand.
- You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
- You have the RIGHT to know the reason if your loan was turned down.
You can review some helpful articles below:
Apply For Loans Online From The Following Mortgage Companies:
E-Loan
E-LOAN offers a full range of mortgages, auto loans, credit cards and small business loans. Customers can search for the best loan from over 50,000 products with a single click. A comprehensive set of tools and information gives customers everything they need to select the right product - all in one place.
GetSmart
GetSmart.com is a complete online marketplace covering consumer and business borrowing. GetSmart.com provides information on all types of home loans and refinancing, credit cards, debt consolidation loans and student loans in a single location.
Lending Tree
LendingTree is the only online loan marketplace where lenders compete for your business and you choose the loan that's right for you. Our unique marketplace concept was created to provide you with the easiest, most convenient way to get a loan, let you choose from up to four of the nation's top-rated lenders and great rates.
Mortgage.com
Mortgage.com provides all the information and features a consumer needs to make an informed mortgage decision, including educational information on the lending process; real time rates; mortgage payment calculator; accurate, up-to-date closing cost estimates; application, processing and funding - all from one company and all on the same site.
QuickenMortgage
QuickenMortgage is a computerized loan origination system that can help you find a mortgage loan. QuickenMortgage makes searching and applying for a loan easier by putting the application online.
Links to Direct Lenders:
